TRUCKING
Providing Everything You Need
Armour Insurance Brokers are trucking insurance specialists with a team of dedicated commercial trucking experts that knows your business and can help you deliver that success. Known as one of Ontario’s leading Brokerages in the trucking industry, Armour Insurance Brokers prides itself on its industry knowledge. We know trucking insurance, and our knowledge ensures that your business’s trucking insurance coverage keeps your truck – or fleet of trucks – on the road knowing that your tractor, trailer and cargo are well-covered.
As a trucking fleet manager, owner or operator, you work very hard to ensure that your business thrives, maintaining profitability and positioning you and your company for success. We are leaders in the field, helping our clients navigate the challenges of the day and protecting their futures with comprehensive and innovative insurance solutions.
Our Insurance Solution Process
After we have discussed and identified your business and personal insurance needs, our team will:
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Research and customize an insurance solution for you that suits your unique requirements, including fleet management and risk management services.​
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Expertly place you with the best insurance products and most appropriate services for your fleet or independent owner-operator business.
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Work with you on a continuing basis to maintain, protect, and/or expand your coverages, as your business evolves over time and through any claims.
Trucking Insurance Options
We offer truckers a full range of transportation insurance services, for both local and long-haul operators, working across Canada and throughout the United States, including:
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Owner Operators Insurance
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Small & Large Fleet Insurance
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Risk Management
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Comprehensive General Liability
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Crime & Cyber
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Directors’ & Officers’ Liability Insurance
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Life Insurance & Benefits
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Premium Financing
How Are Trucking Insurance Premiums Determined
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Trucking insurance premiums are determined by three main factors:
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The type of cargo
Factors such as the replacement value of cargo, the lifespan of cargo, and potential clean-up costs of a cargo spill all influence the pricing -
Where you haul the cargo
Claim costs vary by province or state; hauling cargo in an area where a claim costs millions vs. thousands in another area increases the premium -
Quality of your operation and drivers
Considerations such as safety practices and previous claims set the premiums for fleet trucking insurance; non-fleet and owner operators are evaluated based on driver experience & records -
Whether your fleet makes local deliveries or long-haul trips out of province or country, our Local Truck Insurance and Long Haul Truck Insurance packages have you covered.